The Family Guardian Plan is an inexpensive but very valuable employee benefit that enhances the competitiveness of your benefits package. It is designed to emphasize your company’s
concern for your employees’ well being by providing the following employee benefits:

• Preventative Legal Services –
  Free access to qualified experts for legal advice and document reviews
• Pocket Guardian Mobile Apps –
  Free Smart Phone Safety Apps for your employees and their families.
• Expert Legal Assistance –
  Help with traffic violations, DUI’s, child custody, elder care, divorce, and real estate issues
• Estate Planning Advice –
  Counseling regarding wills, trusts, and inheritance.

Studies have shown that 52% of full-time working Americans have experienced at least one
significant legal event in the past 12 months. However, only 40% of them sought out the
services of a lawyer to help them.

One major reason that Americans forgo or avoid legal help is because it is very expensive.
The average hourly rate charged by a lawyer today is typically over $280 per hour. And many
legal specialists can charge over $400 per hour.

In addition, most Americans have a difficult time finding a qualified attorney who is an expert in the area of law that they require. Even if they have used a lawyer in the past, that lawyer will probably not be able to help them if their new problem involves a different legal specialty.

By providing your employees and their families with the protection of the FAMILY GUARDIAN PLAN, they will be able to get the expert legal help that they need at little or no cost. This
reduces or eliminates the stress and absenteeism that affects their productivity.

The POCKET GUARDIAN is a special mobile app program that converts your employee’s smart phone into an instant lifeline. It is provided free to your employees, their spouses, dependent children and parents.

Personal Safety is a major concern for all of us. We may be apprehensive when we leave work at night, look for our car in the parking lot, or worry when our son or daughter is out on a date. It is comforting to know that the smart phone that most of us now possess can provide
emergency help and peace-of-mind.

YOUR EMPLOYEES AND THEIR FAMILIES CAN DO ALL OF THE FOLLOWING
WITH THE POCKET GUARDIAN:

EMERGENCY TEXT AND EMAIL MESSAGES
Send emergency messages to an emergency contact list with a single tap of the screen.

EMERGENCY RESPONDERS
The responder is prompted to dial 911 (or the appropriate emergency number in many foreign countries)

FOLLOW ME
Let your selected contacts track your location in real time, whenever there is a safety concern.

LOCATOR
Press the Pocket Guardian ‘Shield’ to send an emergency message, including a map with your GPS position, to selected emergency contacts.

LEGAL HELP
Press the Legal Help button to send an email message to our response center to obtain
legal assistance.

An alert message can also be posted to your Facebook and Twitter accounts.

Whenever a new legal problem or question confronts an employee or family member, our
response center will arrange for a free, confidential consultation with an attorney who is an
expert in the appropriate field of law. The Family Guardian Plan covers every area of law with the exception of employment or labor issues. This includes:

Family Matters

• Child Custody
• Juvenile Court Defense
• Adoption
• Divorce
• Powers of Attorney
• Immigration

Estate Planning and Elder Care

• Wills and Trusts
• Probate
• Trust Administration
• Codicils
• Powers of Attorney
• Elder Law
• Medicare
• Medicaid

Financial Matters

• Bankruptcy
• Insurance
• Debt Resolution
• Tax Resolution
• Personal Injury
• Creditors Rights

Real Estate Issues

• Landlord / Tenant
• HOA Issues
• Rental Agreements
• Foreclosures
• Contractor Issues
• Real Estate Contracts

Criminal and Civil Matters

• Traffic Violations
• DUI
• Lawsuits